For our families, dental insurance is an important way to ensure their children’s dentistry services fit into the family’s budget. The Victoria Pediatric Dentistry & Orthodontics team understands, and we work with dental insurance providers on a daily basis to make sure our patients get the most from their benefit plans. That includes offering in-network dental care for a number of major benefit providers such as MetLife. We are happy to help you review your insurance policy, answer any questions you may have, and work with you to maximize coverage for all of your child’s necessary dental care. Don’t hesitate to contact us to find out more or schedule an appointment. We look forward to hearing from you soon.
MetLife Dental Insurance Basics
Every dental insurance policy is a unique contract between an individual, their employer, and an insurer. During your appointment, we will review your specific policy and provide you with accurate estimates for out of pocket treatment costs before we begin any procedure. If you have questions during the treatment planning process, please don’t hesitate to ask us. We’d be happy to help.
Even though every MetLife benefit plan is different, most patients can expect to receive the following coverage:
- Preventive care – patients receive 80 to 100% coverage
- Restorative care – patients receive 50 to 80% coverage
- Orthodontic services – when elected by your employer, patients receive 50 to 75% coverage
Trust Your In-Network Dentist & Team
Another important factor that affects dental insurance is whether or not your dentist is an in-network provider. Our team is in-network with many providers, including MetLife. That means we have contracted with this insurer to provide our patients necessary dental services that fit within the fair and average pricing set by MetLife. Out of network dentists can charge higher fees than those set by MetLife, but you will be responsible for the difference in these prices as well as your out of pocket treatment costs. By bringing your child to an in-network dentist, you know you’ll only ever have to pay the out of pocket percentage of treatment costs.
Prevention is the Key to Maximize Insurance & Oral Health
We focus all of our oral health care plans on prevention. We want to partner with kids to develop healthy smiles. During twice a year dental checkups and teeth cleanings, our friendly, knowledgeable team offers careful examinations and preventive care. Our team will work with you to help your children learn to care for their smiles at home. These regular appointments and our partnership to help your child develop good hygiene skills minimizes risk for serious oral health concerns and helps your kids keep their natural smiles healthy for life. Additionally, these regular office appointments receive the highest percentage of dental insurance coverage from your MetLife benefit plan. By partnering with our Victoria dentist and team to keep your child’s smile healthy, you’ll also be maximizing your dental insurance coverage.
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